{"id":12194,"date":"2025-11-04T06:05:01","date_gmt":"2025-11-04T05:05:01","guid":{"rendered":"https:\/\/www.fondazionecariplo.it\/?page_id=12194"},"modified":"2026-04-09T09:23:43","modified_gmt":"2026-04-09T07:23:43","slug":"impact-finance","status":"publish","type":"page","link":"https:\/\/www.fondazionecariplo.it\/en\/asset\/impact-finance\/","title":{"rendered":"Impact finance"},"content":{"rendered":"\n<div style=\"background-color:#EDF5FF;padding:80px 2.5rem 80px 2.5rem\" class=\"wp-block-custom-hero-image-left hero-container-block\"><style>\n                        .hero-container-block .hero-columns-wrapper {\n                            max-width: 1400px;\n                            margin: 0 auto;\n                            gap: 60px !important;\n                            align-items: center;\n                        }\n                        .hero-container-block .hero-text-column h2 {\n                            font-size: 48px;\n                            font-weight: 400;\n                            line-height: 1.2;\n                            margin-top: 0;\n                        }\n                        .hero-container-block .hero-text-column p {\n                            font-size: 16px;\n                            line-height: 1.6;\n                        }\n                        .hero-container-block .hero-image-column img {\n                            border-radius: 24px;\n                        }\n                        @media (max-width: 1024px) {\n                            .hero-container-block .hero-columns-wrapper {\n                                gap: 40px !important;\n                            }\n                            .hero-container-block .hero-text-column h2 {\n                                font-size: 36px !important;\n                            }\n                        }\n                        @media (max-width: 781px) {\n                            .hero-container-block .hero-columns-wrapper {\n                                flex-direction: column-reverse !important;\n                            }\n                            .hero-container-block .hero-text-column h2 {\n                                font-size: 28px !important;\n                            }\n                        }\n                        <\/style>\n<div class=\"wp-block-columns hero-columns-wrapper is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hero-image-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full hero-image-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/INVESTIMENTI-MISSIONE.jpg\" alt=\"\" class=\"wp-image-8929\" srcset=\"https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/INVESTIMENTI-MISSIONE.jpg 1024w, https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/INVESTIMENTI-MISSIONE-300x200.jpg 300w, https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/INVESTIMENTI-MISSIONE-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n\n\n\n<div class=\"wp-block-column hero-text-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\">We were one of the first to\u00a0<span class=\"corsivo\">apply impact finance in mission investments<\/span>.\u00a0\u00a0<\/h2>\n\n\n\n<p>Impact investing is a <strong>flexible approach,<\/strong>&nbsp;which can be implemented&nbsp;<strong>through various financial instruments&nbsp;<\/strong>(equity, debt, hybrids, real assets)&nbsp;<strong>and can be assessed both at a micro- and macro-economic level<\/strong>.&nbsp;<br>We were one of the first foundations in Italy to&nbsp;<strong>promote mission investments<\/strong>, initially offering subsidised loans in their areas of intervention, subsequently&nbsp;<strong>supporting the creation of increasingly advanced financial instruments<\/strong>.<\/p>\n<\/div>\n<\/div>\n<\/div>\n\n\n\n<div class=\"wp-block-columns is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:10px\"><\/div>\n\n\n\n<div class=\"wp-block-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:80%\">\n<h2 class=\"wp-block-heading\">Mission-related investments<\/h2>\n\n\n\n<p><strong>Mission-related investments<\/strong>\u00a0are made not only to\u00a0<strong>obtain an economic return proportionate to the risk but also to generate positive \u201cexternalities\u201d<\/strong>, in line with the Foundation\u2019s institutional purposes. To qualify as \u201cmission-related\u201d,\u00a0<strong>an investment must be subject to a specific investigation<\/strong>.<\/p>\n<\/div>\n<\/div>\n\n\n\n<div style=\"background-color:#EDF5FF;padding:80px 2.5rem 80px 2.5rem\" class=\"wp-block-custom-hero-image-right hero-container-block\"><style>\n                        .hero-container-block .hero-columns-wrapper {\n                            max-width: 1400px;\n                            margin: 0 auto;\n                            gap: 60px !important;\n                            align-items: center;\n                        }\n                        .hero-container-block .hero-text-column h2 {\n                            font-size: 48px;\n                            font-weight: 400;\n                            line-height: 1.2;\n                            margin-top: 0;\n                        }\n                        .hero-container-block .hero-text-column p {\n                            font-size: 16px;\n                            line-height: 1.6;\n                        }\n                        .hero-container-block .hero-image-column img {\n                            border-radius: 24px;\n                        }\n                        @media (max-width: 1024px) {\n                            .hero-container-block .hero-columns-wrapper {\n                                gap: 40px !important;\n                            }\n                            .hero-container-block .hero-text-column h2 {\n                                font-size: 36px !important;\n                            }\n                        }\n                        @media (max-width: 781px) {\n                            .hero-container-block .hero-columns-wrapper {\n                                flex-direction: column-reverse !important;\n                            }\n                            .hero-container-block .hero-text-column h2 {\n                                font-size: 28px !important;\n                            }\n                        }\n                        <\/style>\n<div class=\"wp-block-columns hero-columns-wrapper is-layout-flex wp-container-core-columns-is-layout-9d6595d7 wp-block-columns-is-layout-flex\">\n<div class=\"wp-block-column hero-text-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<h2 class=\"wp-block-heading\">Investments in the <span class=\"corsivo\"><em>Cariplo World<\/em>: <em>Social Housing Fund<\/em><\/span><\/h2>\n\n\n\n<p>The <strong>initiative<\/strong>\u00a0that, to date, has most heavily marked the commitment of the Fondazione Cariplo in this field <strong>began in 2004<\/strong>, with the\u00a0<strong>Social Housing Foundation<\/strong>, to\u00a0<strong>respond to the growing housing crisis and encourage the creation of resilient and supportive communities<\/strong>. SHF&#8217;s commitment led to the\u00a0<strong>creation of the first Italian fund dedicated to social housing, the Fondo Abitare Sociale 1<\/strong>, which served as the basis for the\u00a0subsequent development of the <strong>Integrated System of Social Housing Funds<\/strong>\u00a0(SIF), which carries out social housing projects throughout Italy. The SIF, with a\u00a0<strong>total size of approximately \u20ac3 billion<\/strong>, invested in by the CDP Group, banks, insurance companies, social security institutions, banking foundations and other investors interested in the development prospects of the region,\u00a0<strong>is currently one of the largest impact investment programmes underway worldwide<\/strong>.<\/p>\n<\/div>\n\n\n\n<div class=\"wp-block-column hero-image-column is-layout-flow wp-block-column-is-layout-flow\" style=\"flex-basis:50%\">\n<figure class=\"wp-block-image size-full hero-image-default\"><img loading=\"lazy\" decoding=\"async\" width=\"1024\" height=\"683\" src=\"https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/ABITARE-SOCIALE.jpg\" alt=\"\" class=\"wp-image-8931\" srcset=\"https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/ABITARE-SOCIALE.jpg 1024w, https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/ABITARE-SOCIALE-300x200.jpg 300w, https:\/\/www.fondazionecariplo.it\/wp-content\/uploads\/2025\/12\/ABITARE-SOCIALE-768x512.jpg 768w\" sizes=\"auto, (max-width: 1024px) 100vw, 1024px\" \/><\/figure>\n<\/div>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Mission-related investments Mission-related investments\u00a0are made not only to\u00a0obtain an economic return proportionate to the risk but also to generate positive \u201cexternalities\u201d, in line with the Foundation\u2019s institutional purposes. To qualify as \u201cmission-related\u201d,\u00a0an investment must be subject to a specific investigation.<\/p>\n","protected":false},"author":1,"featured_media":0,"parent":12192,"menu_order":2,"comment_status":"closed","ping_status":"closed","template":"","meta":{"_acf_changed":false,"inline_featured_image":false,"footnotes":""},"class_list":["post-12194","page","type-page","status-publish","hentry"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.3 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>Impact finance - Fondazione Cariplo<\/title>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.fondazionecariplo.it\/en\/asset\/impact-finance\/\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"Impact finance - Fondazione Cariplo\" \/>\n<meta property=\"og:description\" content=\"Mission-related investments Mission-related investments\u00a0are made not only to\u00a0obtain an economic return proportionate to the risk but also to generate positive \u201cexternalities\u201d, in line with the Foundation\u2019s institutional purposes. 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